Home Remodeling & Permits

How often do we hear in Real Estate that “X” was built without permits.  We may need to look at how important this is and what the ramifications might be.  I read an article from Dian Hymer’s House Hunting about some interesting scenarios:

“One homeowner who didn’t check the permit history before she bought found out after closing that a remodeling permit issued in the seller’s name had never received final city approval. She discovered this when her contractor applied for a permit to do some more remodeling. The city wouldn’t issue a new permit until the outstanding permit received a final clearance.

When the city inspector checked the work, he refused to pass it because it hadn’t been done properly. The homeowner had to make the corrections before the city would issue a permit for any further work on the property. This was an expense she hadn’t anticipated, and it delayed her remodeling.

Another homeowner converted a detached cottage on his property to a bedroom and bathroom for his daughter. This work was done by licensed contractors, but without a building permit. When the homeowner listed his house for sale, a neighbor reported the illegal living unit to the city planning department.

The city issued a violation notice to the homeowner. When the buyers were told of this, they insisted that the homeowner bring the unit into compliance with city requirements. The unit was so close to the property line that it was impossible to make it legal. The only way to comply was to remove the structure.”

Homeowners often remodel their homes without aquiring the necessary building permits.  They do this to save money.  In the long run, it may cost you more money.

Here’s a tip:  If you’re buying a home and suspect that there has been some extensive remodeling done, go to the municipal building or planning department to check the history of the permits.  Also ask for copies of the permits if the sellers claim that they have remodeled.